(2018-2019) HCOE Insurance Rate Calculator*



 
This tool is intended to help certificated and classified bargaining unit employees determine their share of cost.
To calculate the cost of benefits, type your FTE in the yellow cell. Compare your cost for each different plan based on your choice of medical, dental & vision.

Please note: If you are full time you must take all 3 benefits; medical, dental and vision. If unsure of your FTE, please see below for examples or contact the HCOE Personnel Office.

Examples of FTE: Hours per Day Days per Week FTE
10-month employee6586%
 5571%
 4557%
 6469%
 5457%

FTE:
%
BASE PLAN - OAK Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1657.9    $1425.794    $232.106   
Medical and Dental $1637.54    $1425.794    $211.746   
Medical and Vision $1539.4    $1425.794    $113.606   
Medical only $1519.04    $1425.794    $93.246   

 
REDWOOD Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1725.13    $1425.794    $299.336   
Medical and Dental $1704.77    $1425.794    $278.976   
Medical and Vision $1606.63    $1425.794    $180.836   
Medical only $1586.27    $1425.794    $160.476   

 
SPRUCE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1537.65    $1425.794    $111.856   
Medical and Dental $1517.29    $1425.794    $91.496   
Medical and Vision $1419.15    $1419.15    $0   
Medical only $1398.79    $1398.79    $0   

 
PINE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1437.65    $1425.794    $11.856   
Medical and Dental $1417.29    $1417.29    $0   
Medical and Vision $1319.15    $1319.15    $0   
Medical only $1298.79    $1298.79    $0   

 
MAPLE SINGLE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $656.49    $656.49    $0   
Medical and Dental $636.13    $636.13    $0   
Medical and Vision $537.99    $537.99    $0   
Medical only $517.63    $517.63    $0   

 
MAPLE 2 PARTY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1173.74    $1173.74    $0   
Medical and Dental $1153.38    $1153.38    $0   
Medical and Vision $1055.24    $1055.24    $0   
Medical only $1034.88    $1034.88    $0   

 
MAPLE FAMILY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1587.69    $1425.794    $161.896   
Medical and Dental $1567.33    $1425.794    $141.536   
Medical and Vision $1469.19    $1425.794    $43.396   
Medical only $1448.83    $1425.794    $23.036   

 
SEQUOIA SINGLE Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $770.89    $770.89    $0   
Medical and Dental $750.53    $750.53    $0   
Medical and Vision $652.39    $652.39    $0   
Medical only $632.03    $632.03    $0   

 
SEQUOIA 2 PARTY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1402.45    $1402.45    $0   
Medical and Dental $1382.09    $1382.09    $0   
Medical and Vision $1283.95    $1283.95    $0   
Medical only $1263.59    $1263.59    $0   

 
SEQUOIA FAMILY Monthly premiums
Benefit Choice Total Premium Employer Share Employee Share
Medical, Dental and Vision $1907.88    $1425.794    $482.086   
Medical and Dental $1887.52    $1425.794    $461.726   
Medical and Vision $1789.38    $1425.794    $363.586   
Medical only $1769.02    $1425.794    $343.226   

 

 
*This calculator is for illustrative purposes only. It is not a guarantee of benefits. It is a tool to help you plan for your share of cost. For specific amounts please contact Payroll or Personnel.